Credit Rebels - Privacy policy

This policy explains in detail how “Credit Rebels” along with its affiliated companies (hereinafter “we”, “us”, “our”, “Credit Rebels”, “”) use any information collected during any session of usage by you (hereinafter “your information”).

Browsing “Credit Rebels” will cause the software to create a number of cookies, which are small text files that are downloaded to your computer’s web browser temporary files. The first two cookies contain a user identifier (hereinafter “user-id”) and an anonymous session identifier (hereinafter “session-id”), automatically assigned to you by the forum software. A third cookie will be created if you use the 'Remember Me' option to remain logged in over an extended period of time.

The other way in which we collect your information is by what you submit to us. This can be, and is not limited to: registering on “Credit Rebels” (hereinafter “your account”) and posts submitted by you after registration and whilst logged in (hereinafter “your posts”).

Images captured using smartphones commonly have GPS location data embedded in them. This data will be removed by code running in your browser and before the image is sent to our server. We abhor the use of a user's location data for marketing purposes.

Your account will at a bare minimum contain a uniquely identifiable name (hereinafter “your user name”), a personal password used for logging into your account (hereinafter “your password”) and a personal, valid email address (hereinafter “your email”). Your account information at “Credit Rebels” is protected by data-protection laws applicable in the United States of America. Any information beyond your user name, your password, and your email address is optional. In all cases, you have the option of what information in your account is publicly displayed. Furthermore, within your account, you have the option to opt-in or opt-out of automatically generated emails from the forum software.

Your password is ciphered (a one-way hash) so that it is secure. (We cannot see your password.) However, it is recommended that you do not reuse the same password across a number of different websites. Your password is the means of accessing your account at “Credit Rebels”, so please guard it carefully and under no circumstance will anyone affiliated with “Credit Rebels” ask you for your password. Should you forget your password, you can use the “I forgot my password” feature provided by the forum software. This process will ask you to submit your user name and email address, then the software will generate a new password to reclaim your account.