AOD Sig Visa Card taking new apps again!

TU8 799/EX8 786/EQ8 805 EQ5 770/EX2 757 8/18/2023

2 weeks ago

Tue Sep 03, 2024 12:24 pm

Saeren

Rebel Administrator

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For24 days, 19 hours, and 50 minutes Next Level in6 days, 4 hours, and 10 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 6 days, 4 hours, and 10 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 6 days, 4 hours, and 10 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 6 days, 4 hours, and 10 minutes

Wow. That was definitely not what I expected to see happen! I hope they're ready for that influx of apps lol

2 weeks ago

Thu Sep 05, 2024 5:02 pm

Beefy

Seasoned Rebel

Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 19 days, 19 hours, and 50 minutes Next Level in11 days, 4 hours, and 10 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 11 days, 4 hours, and 10 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 11 days, 4 hours, and 10 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 11 days, 4 hours, and 10 minutes

ptatohed wrote: ↑Tue Sep 03, 2024 1:57 am After many years of the AOD Visa Sig being 3% CB everything, uncapped, AOD turned off new apps some 1+ year ago. Well, those of us grandfathered in got to keep it for a while longer, but then a few months ago, AOD nerfed the card to 3% CB on only the first $1500 per month/billing. Fast forward several months to today and now the card (in the nerfed 3% CB up to $1500/mo spend + higher APR) is available for new apps! If interested, start sharpening your mountain bike skills folks! https://www.aodfcu.com/credit-cards/ I'm actually seriously considering trying to get mrs. ptatohed / P2 to join/apply so that we can have up to $3k/mo. I know she won't go through all the required hoops to join so I'll have to do all the work. All I need her to do is take a selfie holding the AOD + date paper (which I'll prepare), lol.

Trying to get ahead of USB smartly visa perhaps? https://www.usbank.com/credit-cards/ban ... -card.html

2 weeks ago

Fri Sep 06, 2024 3:07 am

ptatohed

Seasoned Rebel

Beefy wrote: ↑Thu Sep 05, 2024 5:02 pm
ptatohed wrote: ↑Tue Sep 03, 2024 1:57 am After many years of the AOD Visa Sig being 3% CB everything, uncapped, AOD turned off new apps some 1+ year ago. Well, those of us grandfathered in got to keep it for a while longer, but then a few months ago, AOD nerfed the card to 3% CB on only the first $1500 per month/billing. Fast forward several months to today and now the card (in the nerfed 3% CB up to $1500/mo spend + higher APR) is available for new apps! If interested, start sharpening your mountain bike skills folks! https://www.aodfcu.com/credit-cards/ I'm actually seriously considering trying to get mrs. ptatohed / P2 to join/apply so that we can have up to $3k/mo. I know she won't go through all the required hoops to join so I'll have to do all the work. All I need her to do is take a selfie holding the AOD + date paper (which I'll prepare), lol.
Trying to get ahead of USB smartly visa perhaps? https://www.usbank.com/credit-cards/ban ... -card.html

That is certainly on my radar now. I'm on the sign-up list!

A week ago

Fri Sep 06, 2024 12:06 pm

Beefy

Seasoned Rebel

Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 19 days, 19 hours, and 50 minutes Next Level in11 days, 4 hours, and 10 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 11 days, 4 hours, and 10 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 11 days, 4 hours, and 10 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 11 days, 4 hours, and 10 minutes

ptatohed wrote: ↑Fri Sep 06, 2024 3:07 am
Beefy wrote: ↑Thu Sep 05, 2024 5:02 pm
ptatohed wrote: ↑Tue Sep 03, 2024 1:57 am After many years of the AOD Visa Sig being 3% CB everything, uncapped, AOD turned off new apps some 1+ year ago. Well, those of us grandfathered in got to keep it for a while longer, but then a few months ago, AOD nerfed the card to 3% CB on only the first $1500 per month/billing. Fast forward several months to today and now the card (in the nerfed 3% CB up to $1500/mo spend + higher APR) is available for new apps! If interested, start sharpening your mountain bike skills folks! https://www.aodfcu.com/credit-cards/ I'm actually seriously considering trying to get mrs. ptatohed / P2 to join/apply so that we can have up to $3k/mo. I know she won't go through all the required hoops to join so I'll have to do all the work. All I need her to do is take a selfie holding the AOD + date paper (which I'll prepare), lol.
Trying to get ahead of USB smartly visa perhaps? https://www.usbank.com/credit-cards/ban ... -card.html
That is certainly on my radar now. I'm on the sign-up list!

Yea… I don’t have a 100k sitting around to put o in it, and can’t move my investment accounts from TSP. Would consider getting to 2.5 or 3% but I kinda want to see what the fine print says before I getting on a waitlist. The card looks cool enough I might consider just for another 2% card provided they made the sub attractive enough.

A week ago

Sat Sep 07, 2024 2:38 am

ptatohed

Seasoned Rebel

Beefy wrote: ↑Fri Sep 06, 2024 12:06 pm
ptatohed wrote: ↑Fri Sep 06, 2024 3:07 am
Beefy wrote: ↑Thu Sep 05, 2024 5:02 pm Trying to get ahead of USB smartly visa perhaps? https://www.usbank.com/credit-cards/ban ... -card.html
That is certainly on my radar now. I'm on the sign-up list!
Yea… I don’t have a 100k sitting around to put o in it, and can’t move my investment accounts from TSP. Would consider getting to 2.5 or 3% but I kinda want to see what the fine print says before I getting on a waitlist. The card looks cool enough I might consider just for another 2% card provided they made the sub attractive enough.

Don't hold your breath for an intro bonus. I will certainly move $100k to USB for this card provided I can earn at least 5% (or the current going best HYSA rates) which I am hoping to do by just picking some safe ETFs like VOO. There is a $50/yr advisory fee which is only waived at $250k. Boo. But 4% uncapped non-cat spend? Game changer!