Average Age of Accounts ( AAoA ) Thresholds

Average Age of Accounts ( AAoA ) Thresholds -------------------------------------------------------------------------- 12 months / 1yr 0mo (3 EX 9 scores up 8-10 points, +4 on TU 8, Cassie) 18 months / 1yr 6mo (Confirmed twice by Cassie, really good on all mortgage scores) 24 months / 2yr 0mo (Cassie) 30 months / 2yr 6mo (Cassie, EX8 +2, EX2 +6 LINK to Post here, Different Profile Nothing on TU8 on either profile.) 36 months / 3yr 0mo (Cassie, EX8 +2, EX BC8 +2, EX Auto 8 +3) (AllZero here) 42 months / 3yr 6mo - ( Cassie, NO CHANGE, LINK to Report ) 48 months / 4yr 0mo ( EX 8 +27 points, ChemE_Bear LINK, conflated with non-AU AAoA 2yr0mo and not likely to give +27pts for this alone. Needs more DPs. ) 54 months / 4yr 6mo (Unconfirmed) 60 months / 5yr 0mo 66 months / 5yr 6mo 72 months / 6yr 0mo (Confirmed by Birdman ) 78 months / 6yr 6mo (Confirmed by BrutalBodyShots) 84 months / 7yr 0mo (Confirmed by K-in-Boston ) 90 months / 7yr 6mo 108 months / 9yr 0mo (Confirmed by Justaguy, EX8 +3, here )

It looks like we need 96 months and 102 months tested to sort of fill in the gaps there...

@Cassie have you mapped your oldest and average RAs to see where the thresholds are for those? You can give us clear data points on that because you started with a loan. Most people start with a revolver so there oldest revolver and oldest account or the same, so the changes they would wrongfully attribute to oldest account is actually oldest revolving account. But because you started with a loan, you should be able to see the thresholds for oldest revolving account. What thresholds have you identified so far? And didn’t I just read in the other thread that you did not receive anything for 36 months AAOA? But above is it saying you did? I’m confused. But it might be me, so if it is tell me like a kindergardener lol. I also wonder if we should separate thresholds that only exist on industry standard scores because those are not classic fico. I mean it would be nice to map all the thresholds but first we gotta do the classic or we need to at least differentiate because some of those are only industry standard and we don’t want people to think they’re going to get it anywhere else. Maybe if we made a table with one column being classic & the second column being industry standard scores. Then we could put a checkmark or we could do eight of them so we can cover all scorecards and we can write in the number! We would need one for each bureau though. And then we would need a set for each version. Edited @Cassie We can add it in the CSP. I got to get PHP so I can start updating.